Cash Balance
Advantages of a Cash Balance
High Tax-Deferred Contributions for Owners - $100k to 300k+ per owner
Large Tax Deductions for the Business
A Tool to Reduce Current Tax Liability
Ability to Favor Owners in Plan Design (Within IRS Rules)
Works Well When Combined with a 401(k) Plan
Assets Can Roll Into an IRA at Retirement
These hybrid plans combine the stability of a defined benefit plan with the clarity of an account-based structure. We design and manage Cash Balance Plans that integrate seamlessly with your existing retirement offerings, helping owners and key employees build wealth more efficiently.
